Purchasing your first home
Buying your first home is a huge milestone. While the process can seem daunting and knowing where to start can be challenging, remember, you are not navigating this journey on your own.
Ruby Home Loans is here to support you every step of the way.
How we can help?
We will give you a clear picture of the journey, including saving for a deposit, understanding how much you can afford to borrow and what additional government grants or incentives you may be able to access to help get you into your new home sooner.
We will get you ready to start finding your dream home, with access to property insight reports, suburb profile reports and anything else we think may be of value.
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From time to time, both the Federal and State Governments may offer help or incentives to support home buyers get into the housing market.
We can help you check your eligibility for any of the current schemes or grants that may be available to you.
Refinancing your loan
There are many reasons that you may choose to refinance your home or investment loans and we are here to help guide you through the options and make the process simple and beneficial.
Reasons you might refinance:
​ Get a better deal - save on interest and get your loans repaid
sooner.
Consolidate debts - make paying all of your debts simple and cost
effective.
Access equity - for any worthwhile purpose including home
renovations, other asset purchases or large expenditure.
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We will compare your current home loan product to see if there's a better deal out there with the intention to not only save you money but potentially make money too. We'll also check your eligibility for any refinance rebates or cashbacks being offered by Lenders.