About Us
Ruby Home Loans started in 2024 with the desire to help people make the big move into home ownership. We know people are having to live at home longer, or get stuck in a rental cycle that seems to never allow you to escape.
We believe every person deserves their dream to own their own home. Fortunately, there are an abundance of options to help get you there and we want to show you how.
We believe that having solid money management skills is essential in this process and we aim to ensure that you don't just walk away with a home loan, but with a plan to get it paid off quickly and avoid future hurdles. Then we'll get you thinking about what's next.
Meet our Broker
After an impactful 20 years working across the banking, financial services, legal and property industries, Stephanie decided to take a leap out of the corporate environment to embark on the next exciting journey as a Mortgage Broker, with the launch of her own Finance Broking business, Ruby Home Loans.
Stepping out of the corporate environment and getting back to what she loves most, she is now able to help so many more people achieve their dream of home ownership, through tailored lending solutions designed to help clients increase their wealth, decrease debt and save money.
Those of you who know Stephanie, can attest to her relentless passion for helping people and her holistic and empathetic approach to customer service. She thrives on the warm fuzzy proud feelings she gets from achieving successful outcomes for her clients.
Stephanie believes that it's never too early or too late to learn about how to manage money and is passionate about sharing her knowledge about how to have a healthy relationship with your money.
So if you’re looking for a special kind of Broker, who is genuinely passionate about you and your financial future, who can help you find the keys to your new home, save you a bunch of dollars and get you the best deals in the market, get in contact now.
“Steph is the best - Refinancing my loans and saved me thousands. Apparently I was leaking money I didn't know about. Amazing 👏 And Steph made it easier than I thought . Thanks Steph I will recommend you in the future!"
“In a difficult market, Steph's expertise, communication, and personalized approach made all the difference. We were able to find our home within a budget that suited us, we are very grateful for everything she's done for us; Steph made the process smooth, successful, and enjoyable. Thank you, Steph!"
“Steph from Ruby Home Loans is incredibly good at her job! 😊 She has excellent communication, a high level of professionalism, and clearly has a lot of knowledge regarding home loans and being a mortgage broker! We would not have been able to obtain our dream home without Steph! We will definitely be consulting with Steph in the future! 5 stars for sure!"
Stef, what a gem, her warm personality provided an instant trust between client and business owner. She was always keen to look after my interests, great communication style, made everything easy stress free. I highly recommend Stef to you and anyone wanting to buy a house...she made it happen and I can't thank her enough.
Steph was amazing in assisting us with our lending needs. She thoroughly went through all our options, ensuring we understood everything. Her communication was excellent, and she followed up promptly whenever there were delays on our end. The service was incredibly fast, and she always made herself available to help. Thank you, Steph, for your outstanding service!
Steph was amazing in helping my partner and I secure our first home! She helped us understand our financial position and borrowing capacity, and ensured we had plenty of buffer for any interest rate swings. She has been extremely helpful and professional, and her knowledge and expertise shine through. She was always available to answer any questions or concerns and this enabled us to make a VERY last minute adjustment before our auction which won us the house. We wouldn't have our dream house today if it wasn't for Steph. We'll definitely keep working with her so we can secure our second house! Thank you so much Steph!!
We were first referred to Steph when we were trying to refinance, from the start Steph was very friendly always happy to answer any and all of my questions. Being a sole trader and part timer with a baby at home made my financial situation difficult for banks to approve my loans, no matter how difficult Steph found a way to get us the best rates possible, even following up after the new loans were settled in to check on us and make sure everything was ok. 11/10