The right loan for the right home
Ruby Home Loans aims to bring the dream of purchasing a home alive, through empowering people to take control of their money and financial health. We are dedicated to fostering a culture of disciplined and lasting strategies to make home ownership a rewarding and seamless journey for our clients.
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We are committed to fostering lasting relationships built on trust, integrity and expertise, ensuring that every individual and family achieves their real estate aspirations with confidence and peace of mind.
Our Services
Ruby Home Loans offers a range of personalised services to help you meet your financial goals.
Purchase your First Home
Ready to take the leap from living at home or renting, into the world of Home Owner?
Talk to us about what options are available to you as a First Home Buyer in your State or Territory. We will advise you on which grants, concessions or schemes that may be available to help you purchase your home sooner.
Renovate your Home
Is your home ready for a face lift or need to take the step to more cost effective living?
Talk to us about how to access funds to renovate and improve your existing home, including any government grants and rebates or low interest loans available on 'green' initiatives, such as installing solar panels and other energy efficient upgrades.
Refinance & Debt Consolidation
Just realised that you're drowning in debt or paying too much interest on your home loan?
Talk to us about how to consolidate or refinance your debts to avoid paying unnecessarily high amounts of interest on your existing loans, ultimately getting you into a better financial headspace so you can take control of your financial future.
Business & Cashflow Finance
Looking to start or grow your business? Talk to us about options available to help your business succeed in the long term and access finance solutions to support your business cashflow and operations.
With access to a bunch of small business lenders, there's an easy and cost effective solution for every business owner.
Investment Properties
Are you wondering about what's next? How you can start to build your asset position for your future earnings or wealth?
Talk to us about how to access equity in your current home or investment property to take the first or next step in your property investment portfolio. We will work with you to understand what you are wanting to achieve both short and long term.
Car & Equipment Finance
Time to upgrade your car or business equipment?
Talk to us about competitive lending solutions to finance your company vehicle, trucks or other business equipment. We have access to a range of asset lenders who can tailor the solution to your business needs.